RV Insurance
RV insurance has been a game-changer for travel enthusiasts within Indiana, allowing you to get protection benefits that your auto policy will typically not cover. Among these advantages is protection against liability claims and medical coverage during your commute to various destinations. Below, Hoosier Hills Insurance Agency lists types of RV insurance to consider getting.
Liability Coverage
Liability coverage covers damage to 3rd party property and injuries that other parties sustain when you cause an accident. This allows you to cover the repair and replacement costs when you damage property such as cars, buildings, and fences. If your RV also causes bodily injury to other parties, this policy helps you pay for the needed 3rd party medical bills.
Collision Coverage
Collision coverage will come in handy when you get into a head-on RV accident. This can be when you hit another vehicle or collide with objects on the road, such as poles or buildings. Collision coverage helps you pay for the costs of repairing or replacing your RV based on the damage sustained.
Comprehensive Coverage
Comprehensive coverage takes care of the expenses you incur during non-collision accidents. Examples include when your RV gets damaged by fire, hail, or vandalism incidents. If your RV also gets stolen, it will cover your replacement costs.
Uninsured and Underinsured Coverage
Uninsured coverage takes care of your medical and RV damage costs when an uninsured driver hits you. If, on the other hand, you get into an accident with a driver whose coverage is insufficient to pay for your damages, underinsured coverage will come in handy in offsetting your expenses.
Medical Payments Coverage
Medical payments coverage pays for you and your passengers' medical costs when you get into an accident. Covered family members can also benefit from this cover, helping you take care of their hospital bills.
To get any of the above RV coverage within Indiana, consider giving Hoosier Hills Insurance Agency a call today. Our agents will help you get customized coverage for your RV needs.
