Home Insurance

Being a homeowner in Indiana is the American Dream come true. But having made such a significant investment may give you sleepless nights. Most of your personal wealth may be invested in this home, and you need to be able to protect it from all the things that could go wrong. At Hoosier Hills Insurance Agency in Indiana, we want to make sure that our customers have peace of mind, and the right home insurance can provide that.

Property coverage

So many things can happen to damage your property. Many of them are covered as part of your home insurance, but not all. Like most types of insurance, home insurance has exclusions, and familiarizing yourself with the exclusions on your home policy will save you a lot of grief later. The property coverage covers the home itself and things like an attached garage or a detached garage, a porch or deck, and a shed.

Liability insurance

Life is risky, and some things in your life add to that risk. Having a swimming pool, a trampoline, or a dog are all things that add to your risk level. No one wants to think about getting sued, but it does happen, and you need to be protected so that you don't lose any of your hard-earned assets.

Content

Whether you realize it or not, you own a lot of things. Imagine replacing them all and the cost that would entail if they were all lost. Your home insurance has content coverage that will help you to be able to replace the things that you care about. Discuss what type of coverage is best for you with your insurance professional.

Loss of use

When a covered hazard damages your home, you will need a place to stay while it is not habitable. That is what loss of use coverage does for you. It can be a life saved at a very traumatic time.

Contact Hoosier Hills Insurance Agency in Indiana when you want to discuss your home insurance needs.